LendRight Credit Assist

Operated by Northbank Financial

Auditor Context Notes

Meets regulatory minimums but under-communicates. Publishing a redacted fair-lending summary and standing up an AI incident channel would materially raise the score.

Governance Structure Framework

NaN/ 100

NaN / 40 raw points

Risk Mapping Controls

NaN/ 100

NaN / 60 raw points

Evaluation Criteria

NIST-aligned questions and their assessed responses.

Governance Structure Framework

Risk Mapping Controls

Community Incident Feed

Bias and safety reports submitted by the public.

No community incidents have been reported yet.

LendRight Credit Assist

Evaluation Criteria

Governance Structure Framework

Are formal AI governance policies established and documented?No response

Are roles and responsibilities for the AI system clearly defined?No response

Are human oversight and override mechanisms in place?No response

Is there a documented incident response process for AI failures?No response

Risk Mapping Controls

Is the system's operational context documented?No response

Have potential impacts on individuals and groups been evaluated?No response

Is training and input data provenance tracked?No response

Have potential biases been identified and tested?No response

Does the system comply with applicable privacy regulations?No response

Are third-party vendor and model disclosures documented?No response

Community Incident Feed